Up to 95% On-Road Car Financing
New Car Loan
Starting at 7.6%*
Drive home your dream car with India's lowest interest rates, zero down payment options, and instant paperless in-principle sanction from 20+ partner banks.
7.6% p.a.
Starting ROI
95% On-Road
Low Downpayment
Up to 7 Yrs
Easy Tenure
24 Hours
Fast Approval
₹2 Crore
Max Loan
7 Years
Max Tenure
7.6%
Start Rate
Trusted Partners
20+ Banking Partners
Snapshot
New Car Loan at a Glance
Starting Interest
7.6% p.a.
Lowest in market
LTV
Up to 95%
On-road funding
Repayment Tenure
1 to 7 Years
Lowest monthly EMI
Processing Fee
0.50% onwards
Zero hidden charges
Digital Sanction
24 Hours
Fast-track processing
Live Tool
Check Your Car Loan Eligibility in Seconds
Adjust your monthly income, existing EMIs, and credit score to calculate your instant borrowing power.
Net Monthly Salary₹60,000
₹15,000₹1.5 Lakhs₹3 Lakhs+
Existing Monthly EMIs₹10,000
₹0₹50,000₹1 Lakh
Your Max CapacityInstant Fast-Track Approval
₹11.20 Lakhs
Estimated Max In-Principle Loan Amount
Max Affordable EMI:₹23,000/mo
Starting ROI:From 7.6% p.a.
Funding Covered:Up to 95% On-Road
*Instant soft check. Does not negatively impact your credit score.
Per-Bank Criteria
Compare Bank-Wise Eligibility & Best Offers
See specific criteria and pre-approved interest rates across India's top car finance lenders.
← Swipe horizontally to compare all bank offers →
| Bank / Lender | Min Net Salary | Min CIBIL | Funding (LTV) | Interest Rate | Processing Fee | Your Match | Action |
|---|---|---|---|---|---|---|---|
 HDFC BankLowest ROI 10-Second Digital Disbursal for pre-approved | ₹25,000/m | 750+ | 100% On-Road | 8.60% p.a. | 0.50% (Min ₹3,500) | High Match | |
 ICICI BankTop Pick Zero Foreclosure after 24 EMIs on select schemes | ₹25,000/m | 700+ | 100% On-Road | 8.55% p.a. | 0.50% - 1.00% | High Match | |
 State Bank of India (SBI)Govt Bank Lowest Processing Fee & Public Trust | ₹20,000/m | 700+ | 90% On-Road | 8.65% p.a. | Nil to ₹1,500 + GST | High Match | |
 Axis BankFlexible Tenure Customized step-up & balloon EMI repayment | ₹25,000/m | 720+ | 100% On-Road | 8.75% p.a. | 0.50% - 1.25% | High Match | |
 Kotak Mahindra BankFast KYC Quick approval for first-time car buyers | ₹20,000/m | 700+ | 90% On-Road | 8.70% p.a. | 0.50% - 1.00% | High Match | |
 Bank of BarodaEV Special Concession on EV / Green Car Loans | ₹20,000/m | 700+ | 90% On-Road | 8.70% p.a. | 0.25% - 0.50% | High Match |
Drive Home Today
Ready to Buy Your New Car?
Apply online in 2 minutes. Get up to 95% on-road funding with India's lowest interest rates starting at 7.6%*.
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