Loan Against Property

Unlock Property Value
Up to ₹10 Crore

Get maximum market value against residential, commercial or industrial property. Flexible repayment tenure up to 15 years with low EMIs.

From 9% p.a.
Low interest rates
Up to 70% LTV
Of property value
Keep Property
You retain ownership
20 Year Tenure
Comfortable repayment
3D LAP Finonest Mascot Character
₹10Cr
Max Loan
70%
Max LTV
9%
Starting Rate
Accepted Properties

Which Properties Qualify?

Residential Property

House, flat, apartment

Commercial Property

Office, shop, warehouse

Industrial Property

Factory, plant, complex

Mixed-Use Property

Residential-cum-commercial

Quick Stats

LAP at a Glance

Loan Amount
₹5 Lakh – ₹10 Crore
Interest Rate
8.75% – 14% p.a.
LTV
Up to 70%
Loan Tenure
5 – 20 Years
Processing Fee
0.5% – 1%
Approval
48–72 Hours

Eligibility Criteria

  • Indian Resident aged 21–70 years
  • Property owner (self or joint)
  • Minimum income: ₹25,000/month
  • Good credit score (650+)
  • Property should be clear-title
  • Business/Employment proof

Documents Required

  • Identity Proof (Aadhaar, PAN)
  • Address Proof
  • Income Proof (ITR / Salary slips)
  • Bank Statements (last 12 months)
  • Property documents (title deed, etc.)
  • Valuation report from approved valuer

Unlock Your Property's Value Now

Get up to ₹10 Crore against your property without selling it. Rates from 8.75% p.a., approval in 48–72 hours.